~ Happy New Year ~

Happy New Year!  Welcome to 2011...full of hope.....full of possibilities.....full of dreams.....

Ah... resolutions...do I have any resolutions this year?...

I think instead of making specific resolutions...I am going to...focus on a general one.. but one that I can apply every day... "Don't sweat the small stuff"..

If I can do that every day....my year will be better for sure!

By not sweating the small stuff...I will be going against my natural instincts as a Virgo to be a perfectionist. So this will be resolution enough for me.  If I don't get every chore done when I plan to do it, I won't sweat it.  If the dogs don't get walked because we just don't want to walk them in the cold, I won't sweat it. I could go on and on, but I think I'm getting my point across. 

Another thing I hope to do this year is reduce the debt!  That is more a goal than a resolution because it will take many New Years to achieve this.  What helps me stay on track and know I am getting there is counting down the payments on certain things like installment loans that have so many payment left. Those are easier to count down than say the credit card bills that tend to go up more than down...but hope that gets on more of a downward trend when the installment debts are paid. 

And I want to play the lottery once in a while.  You gotta play to win right?  I'm not talking about going hog wild with it but I never really play it anymore and even once or twice a month would be fun and give me at least a chance to win!

My daughters are back East visiting their friends and family. I'm looking forward to them being back safe and sound and also spending a little more time with the youngest before she returns to college. Well off to make the grocery list out and have some popcorn.   Here's to you 2011!  May it be a GREAT year!!